The Difference Between Physical Injury And Bodily Injury

A bodily injury is a type of physical damage caused by accident. This involves cuts, bruises, bones, fractures, whiplashes, trauma or injury to the brain, spinal cord, etc.

On the contrary, personal injury refers to physical harm to the body as well as any mental or emotional damage suffered due to the occurrence of an accident. It is not just limited to physical damage. This involves issues like anxiety, depression, PTSD (post-traumatic stress disorder), psychological trauma, and emotional suffering. Consult a Boston personal injury attorney to get legal assistance and seek the required compensation for your case.


Claims can be filed to seek compensation for both bodily injury and personal injury. 

Types of Coverage

  • Personal injury protection (PIP)

This kind of insurance coverage involves compensation for all the expenses incurred due to the accident, like medical bills, rehabilitation bills, loss of wages, cost of burial, and funeral.

  • Bodily injury liability

This liability coverage involves compensation for all types of physical issues or injuries caused directly by accident.

Calculation of Bodily and Personal Injuries for Claiming Insurance

After experiencing a car accident, the resulting bodily injuries can create several medical bills. These expenses accumulate over time and continue for a long period if your injuries are severe.

These expenses can cause financial strain, and the injury may also affect your ability to work or gain employment.

Catastrophic injuries can have long-term hospital expenses, including medicine and rehabilitation until complete recovery. Your limit for filing a claim to seek compensation is fixed, so you have to estimate your injury’s long-term medical expenses.

Seeking legal advice at times like this can be very beneficial as they can assist you in calculating and getting a sufficient amount of claim to compensate for all your losses as well as past and future medical expenses. This compensation can be covered by the driver responsible for the accident.

  • Pain and Suffering

All the significant pain and suffering caused as a result of the accident should be taken into consideration while deciding the settlement claim. The suffering may include psychological disorders like anxiety, PTSD, and other issues.

Seek legal help.

If you are a victim of a car accident, seek a lawyer as soon as possible so you can get timely consultation regarding the accident and get information about the next step. Consulting a personal injury lawyer can also help decide whether your damages are significant enough for compensation.

Therefore, you should avoid delays and seek legal help as soon as possible. Inaction can lead to the weakening of your case, thereby reducing your chances of getting the deserved amount of compensation.

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